No Need for a Bulky Wallet Anymore

March 8, 2012 at 6:00 am Leave a comment

Hi MAT 120 students! Are you ready for spring break? It is almost here! Today, I actually found something Google has recently developed for smartphones. It is called Google Wallet. It looks like Google is changing the market once again. Hope you enjoy this post!

Everyday, smartphones are making our lives easier. Because of the thousands of apps offered, we no longer need phone books, maps, and now your wallet. Google developed a new system for your smartphone called Google Wallet that stores your credit card and more. Google Wallet is still in development, so right now it is only offered to those that have an Android-powered phone with NFC, and on the Sprint mobile network. Also, you need a Citi MasterCard credit card or a Google Prepaid Card. I know this sounds really limited, but the Google team plans to eventually make it available for every credit card.

So what exactly is Google Wallet? If you have the right requirements for Google Wallet, you can start up by downloading the app and creating an account. What Google Wallet does is it safely stores your credit card information and makes all of your credit cards available in a single app. To use your credit card, you simply open the app and tap your phone on a Paypass credit card receiver.

But wait, there is more. Google Wallet doesn’t just save your credit cards. Nowadays, almost every store offers their free loyalty or rewards cards that offer you savings when you spend more at the store. I can’t even begin to tell you how many of those cards I have, how much room in my wallet they take up, and how most of the time I just forget them. Thanks to Google Wallet, you don’t have to worry about those reward cards anymore. At participating stores, you can save your rewards card on your Google Wallet account and your information will be given to the cashier when you tap your phone. That’s not all either, Google also searches for offer codes or coupons and will automatically redeem them at purchase with Google Wallet.

Now, you are probably thinking, is it safe to store all my information in a single app? Yes, Google Wallet is actually safer than holding your wallet with all your cards in it. Your wallet can just get stolen and then someone can instantly start using your cards. With Google Wallet, your credit cards are locked with a PIN. You can’t use the app until the PIN is entered. Not only does the app itself have a PIN, you can also put a password lock on your phone. Google Wallet also offers layers of security. It stores your information not on your phone’s memory chip, but on what is called the Secure Element. This chip only allows trusted programs to access your information.

Even though this is a pretty new technology, many companies already offer its services. Some of the major stores are American Eagle Outfitters, Banana Republic, Foot Locker, Gap, CVS/pharmacy, Walgreens, Sports Authority, Jamba Juice, and many more. It is also rumored that Walmart and Target are going to be offering it soon.

I only gave you the basic overview of Google Wallet, there is still so much more it can do. If you are interested in reading more about it, here is Google Wallet’s official website.

Hope you enjoyed this post! Don’t forget about the quiz!

-Katie

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Entry filed under: Uncategorized.

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